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So much has changed over the last year, but New Year's resolutions remain a tradition - a way to help get us back on track to achieving our goals.

While New Year’s resolutions have become a tradition for many, the impact that the global pandemic had on our lives, is reason enough to rethink how we approach resolutions.

Here are five ideas to consider as you chart out your 2021 New Year’s goals.

Idea #1: Start with flexible resolutions

It’s easy to be too ambitious with resolutions — especially after a year where much of life has felt “on hold.” Anne Holding, Ph.D. from the Department of Psychology at McGill University suggests being flexible with your goals depending on how they make you feel.

“If you find you really don’t want to work on your goal, or that it simply feels too effortful and draining, consider adapting the goal to something you feel more excited about,” she says. “Or letting go of the goal altogether — maybe now is just not the right time.”

Idea #2: Embrace flex fitness

Fitness resolutions top the list for many people each year. One reason fitness goals may be difficult to achieve is by being too rigid. Resolutions like “to work out every day” or “to lose 15 pounds by spring” may be difficult to achieve — especially when cold weather and social distancing make fit tricky to make time (and space!) for exercise. This year, consider more general fitness goals with flexible deadlines or milestones. Simply making “Fitness” a priority in your life this year is reason to celebrate.

If you’re looking for fun outdoor ideas to stay active, check out 5 Ways to Enjoy the Canadian Winter.

Idea #3: Make reconnecting a goal

'2020 has been a year like no other,' says Richard Koestner, head of the McGill Human Motivation Lab. 'In normal times, 80% of people focus on personal achievement goals, like losing weight or improving fitness ... It may be more beneficial for our well-being instead, to focus on social goals in 2021, such as reconnecting with old friends — virtually at first, but then in person after our vaccinations.'

Consider making a phone call or sending a card to a long-lost friend or relative who could use a boost. A simple “Thinking of you” note or email can brighten someone’s day and help you both feel less isolated. Human connection is a key element supporting mental health.

Idea #4: Pay it forward

If one of your New Year’s resolutions is to generally “be a better person,” remember that small acts of kindness can make a world of difference. Consider doing small things in your life. Maybe that’s giving a stranger an unprompted compliment, donating to a food bank, or supporting a local business.

By setting small goals that you can get your head around, you’re far more likely to reach them and be encouraged to keep going.

Idea #5: Reduce your financial stress

With lockdowns and job losses across the country last year, setting financial goals may be difficult to make. One suggestion from the experts is to take a look at your current budget so you know where you stand. There may be ways to adjust your budget you haven’t thought of yet.

If you still feel stressed, remember you don’t have to make financial decisions alone. It may help to speak with a professional advisor. An advisor can help you evaluate your current financial situation and look for short- and long-term opportunities to help reach your goals. They can also offer a second opinion on the decisions you’re contemplating, and show you ways to save in your day-to-day life.

Financial Advisors can help you make the most of your money, and guide you through the options that make the most sense for you.

Through MyAdvisor, RBC's unique online service, you can get personalized advice from an advisor by video conference or phone.

You can also book a Check In with an RBC Advisor. It's a no-obligation virtual experience. What you takeaway, in these uncertain times, are answers to your money questions big and small, a better picture of where you are today, and a plan for your tomorrow.