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Not sure what type of U.S. vacation home is right for you? Take our quiz and find out!

When it comes to buying property in the U.S., there are many types of housing to choose from. From sprawling single-family homes to cozy beachfront condos — and everything in between — your options are virtually endless. Not sure what’s right for you? Take our property quiz to help you decide!

Which of the following statements sounds like you?

  1. About home maintenance … (choose one)

  2. How important are amenities? (choose one)

  3. How much space do you need? (choose one)

  4. How do you feel about a multi-unit building? (choose one)

  5. Do you want easy access to shops and restaurants? (choose one)

  6. How much will you be living at your U.S. property? (choose one)

If you answered mostly As

You're looking for easy, no-maintenance living. Having everything you need at your fingertips is the way you enjoy your U.S. vacations. A condo unit in a building or condo hotel may be the perfect options for you!

Condo units
The beauty about condo living is that there is no maintenance required. So whether you're there throughout the year or just periodically, you can lock the door, walk away, and there's nothing to take care of while you're gone. Usually convenient to shops, restaurants or waterfront, condo units tend to be walking distance to the things you might like to do, and many come with a pool, games room and 24/7 security. Your monthly condo fees will go toward paying for these types of services and amenities. If you plan to rent out your condo, double check with the Homeowner's Association to make sure there aren't limitations on renters.

Condo hotels
A condo hotel is a hotel where some or all of the rooms have been transformed into condo units. When you own a unit in a condo hotel, you have the option of making it available for rent to the public through an organized rental program. Rental revenue, which is shared with the operator of the hotel, helps reduce the overall cost of your condo. The best part is, most condo hotels have wonderful features and services such as spas, health and fitness centres, fine dining, business centres - even valet parking, concierge services and housekeeping.

One consideration for this type of property is that they can be challenging to resell. If you're planning on buying and then selling in the next few years, get some information from your real estate professional on how long these properties typically stay on the market in your target area.

If you answered mostly Bs

You're flexible. A little maintenance is a fair trade-off for space, but a fully maintained property is OK by you too. So the world — or at least the U.S. — is your oyster! A resort home or even the right single-family home might work for you, depending on your specific needs.

Resort homes
Resort communities are typically gated or planned communities offering beautiful scenery, high-end amenities, upscale homes and many recreational activities such as golfing, skiing, beaches or even theme parks. There are several types of resort communities in the U.S. including retirement, golf and luxury communities that include spas and restaurants.

A resort home is a great option if you’re planning on making it your vacation property, and/or you intend on renting it out. Keep in mind that you will have to pay monthly maintenance and/or homeowners fees.

Townhome communities
Townhome living is a great choice if you're interested in the feel of a single-family home without all the responsibilities of maintaining one. In most cases, a townhome community is governed by a homeowner's association that sets the rules for the community, and is responsible for maintaining the exterior and shared spaces. You often get your own backyard (or at least a patio and/or balcony), sometimes access to a common pool or clubhouse and a designated parking spot or garage – all without having to maintain the outside of your property.

Because someone has to take care of the maintenance, keep in mind that you will have to pay monthly condo fees and/or homeowners' association dues to cover costs such as landscaping, repairs, maintenance and garbage collection.

Single-family homes
If you’re looking for privacy and independence, you may be best suited for a single-family home. Detached, typically with a yard, garden, garage and multiple bedrooms, a single-family home offers the space to live comfortably and completely on your terms. Of course it comes with some work on your part to maintain your home, but if you’re planning on living there most or all of the year, a single-family home may be the perfect option for you.

If you answered mostly Cs

You're looking for your own space. Perhaps with enough room for your family — whether they'll be living with you full-time or visiting. Try finding a single-family home in a wonderful residential neighbourhood in the U.S.

Single-family homes
If you're looking for privacy and independence, you may be best suited for a single-family home. Detached, typically with a yard, garden, garage and multiple bedrooms, a single-family home offers the space to live comfortably and completely on your terms. Of course it comes with some work on your part to maintain your home, but if you're planning on living there most or all of the year, a single-family home may be the perfect option for you.

RBC Bank is RBC Bank (Georgia), National Association (“RBC Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada, and is a member of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are insured by the FDIC up to the maximum amount permissible by law. U.S. banking products and services are offered and provided by RBC Bank. Canadian banking products and services are offered and provided by Royal Bank of Canada. U.S. deposit accounts are not insured by the Canada Deposit Insurance Corporation (“CDIC”). RBC Bank, Equal Housing Lender.equal housing lender