Skip to main content


Moving takes planning. Whether you are moving across the city or across the globe, finding a neighbourhood that suits your lifestyle is likely at the top of your 'to-do' list.

Choosing where to live and buying a home are two of the most significant decisions Newcomers to Canada will make. When you’re ready to start looking for your own home to buy or rent, it can help to talk to other Newcomers, learn about the Canadian housing market, explore neighbourhoods, and think about what is important to you before making a decision.

Here are 3 tips to help you narrow down your search.

1. Budget

When you are looking for the perfect property to rent or buy, budget is a major consideration. Understanding your priorities — be it location, type of home or nearby amenities that fit your budget will help narrow the scope of your search. Determine how much you can afford. In Canada, banks offer extensive assistance to newcomers and can help you find your dream home. Talk to a mortgage specialist when you are ready. Consulting with a specialist is free and they can meet you at your home or another location convenient for you. Here’s a list of things to consider using as you approach the financing conversations for buying a home.

2. Education

Finding a neighbourhood with schools is a must for people moving with children. Researching such options, including schools that have extracurricular programs or even English/French as a second language, will help you find the right community that works best for your family. Familiarize yourself with how the Canadian school system works, as it may be different from your home country.

3. Community

Participating or volunteering in social programs and local events can not only help connect you to your community but can also be a rewarding experience in your Newcomer journey. Research local communities to find out what’s available in the area based on your interests; it may help you in your decision on choosing the right neighbourhood.

Before you make your decision, take the time to look around and research different neighbourhoods to familiarize yourself with what’s available to meet your needs. Check out the RBC Neighborhood Explorer, which can help you find the right home and the right community for you.

To find out more about how RBC can help towards buying your first home in Canada, visit RBC’s Newcomers to Canada Hub.

Effective January 1, 2023, the Government of Canada will be placing certain restrictions on the purchase of residential property in Canada by non-Canadians. We recommend you speak with a lawyer/ notary to confirm whether you’re eligible to buy residential property in Canada before you start your home search. Learn more >