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Looking for the home of your dreams?

Looking for the home of your dreams? Many homeowners think the first step to home ownership is to begin researching the market, but even before you begin your search, it’s a great advantage to pursue pre-qualification for a mortgage from RBC.

“Pre-qualified” simply means that you’ve reviewed your financial situation with an RBC Mortgage Specialist and you know exactly what you can afford to spend on a home (including purchase price, down payment, legal fees and other closing expenses). It also means you know how much you can borrow based on your current financial situation.

Pre-qualification carries no cost or obligation to purchase; it simply acts as an indicator that can help you focus on homes within your price range since you’ll know in advance what your mortgage payments may be. With your pre-qualification, you can shop and negotiate with confidence and avoid the disappointment of finding the perfect home only to learn that you don’t qualify for the mortgage.

If you're buying your first home, constructing a new property or undertaking renovations, count on an RBC Mortgage Specialist for all the advice you need.