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Research the market.

Looking for the home of your dreams? Many homeowners think the first step is to start researching the market.

However, even before you start looking for a home; it can be a great advantage to get pre-qualified from RBC. Pre-qualified simply means that you’ve reviewed your financial situation with an RBC Mortgage Specialist and you know what you can afford to spend on a home in terms of purchase price, down payment, legal fees and other closing expenses. It also means you know how much you can borrow based on your current financial situation, subject to a formal credit approval and satisfactory property appraisal.

There is no cost or obligation when you receive pre-qualification from RBC, and you’ll know in advance what your mortgage payments will be while you’re house hunting.

With your pre-qualification, you can shop and negotiate with confidence avoiding the disappointment of finding the perfect home only to learn that you don’t qualify for the mortgage you need to purchase it.

The pre-qualification carries no obligation to purchase, but simply acts as a tool that can help you focus on homes that are truly affordable. If you’re buying your first home, you can count on an RBC Mortgage Specialist for the advice you need.