What’s On Your Mind?
Latest Articles
It can feel overwhelming to embrace a world-changing technology without understanding its complexities and challenges. To set you up for AI success in…
The place to start for homeowners considering buying a heat pump. Learn about heat pump technology, the cost to install, and available government…
Travelling on a budget to the U.S.? These tips can help you save on your next U.S. vacation.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to Manage Debt Without Sacrificing Your Financial Goals
Should you pay down debt or save? With the right debt management strategy, it's possible to do both to reach your financial goals.
-
Mortgage 101: Calculate Your Required Down Payment [INFOGRAPHIC]
How much do you need to put down? How does it affect your mortgage? Get your down payment questions answered here.
-
Thinking of Moving to the U.S. for Work? Here Are Five Things To Consider
5 things for a Canadian to consider if you're thinking about a career in the U.S.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My Mortgage (9.15%)
- Saving for retirement (18.81%)
- Current Economic Growth (17.91%)
There's nothing like a road trip. A car full of your favourite people, abundant snacks and your best music. A sense of independence as you set your…
Can clicking on a simple text message really lead to fraud? Follow this roadmap to see where a fraudulent text can lead.
Here's how to navigate the challenges of finding a great home as a newcomer to Canada.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
As a newcomer, networking will be helpful as you begin your job search in Canada. And it’s likely to play a role throughout your life as you…
March is Fraud Prevention Month, making this an ideal time to take a moment and get familiar with today’s trends in fraud.
These incentives, which aim to accelerate investments in clean energy and green technology, come amid a global race to fight climate change, with the…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Need your money to go further? These seven budgeting tips can help you save money and stretch your cash to cover your day-to-day costs.
Potentially facing business bankruptcy? Here are the top 10 questions answered on filing, settling debts and moving forward.
Learn how your emotions can help you make smart financial choices and relieve financial stress.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
An Alternative to Bankruptcy: Understanding the Consumer Proposal Process in Canada
Consumer proposals are an alternative to declaring bankruptcy that may be worth considering. Here is how they work.
-
Personal Bankruptcy in Canada: Your Top 10 Questions Answered
Personal Bankruptcy can feel overwhelming and confusing. Find answers to your most pressing questions here.
-
Business Bankruptcy in Canada: Top 10 Questions Answered
Potentially facing business bankruptcy? Here are the top 10 questions answered on filing, settling debts and moving forward.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
Personal Bankruptcy can feel overwhelming and confusing. Find answers to your most pressing questions here.
Strategies to help individuals who want to avoid personal bankruptcy.
A consumer proposal can make it easier to manage debt to become debt-free, but it may take a toll on your credit score.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
A closer look at impulse buying, as well as reasons why people over-shop and what to do to better control spending.
How to lessen the impact on customers if a business must declare bankruptcy, including strategies to maintain and rebuild customer trust.
Consumer proposals are an alternative to declaring bankruptcy that may be worth considering. Here is how they work.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
The place to start for homeowners considering buying a heat pump. Learn about heat pump technology, the cost to install, and available government…
Travelling on a budget to the U.S.? These tips can help you save on your next U.S. vacation.
There's nothing like a road trip. A car full of your favourite people, abundant snacks and your best music. A sense of independence as you set your…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Mortgage 101: Calculate Your Required Down Payment [INFOGRAPHIC]
How much do you need to put down? How does it affect your mortgage? Get your down payment questions answered here.
-
Thinking of Moving to the U.S. for Work? Here Are Five Things To Consider
5 things for a Canadian to consider if you're thinking about a career in the U.S.
-
Cross-Border Shopping: Understanding U.S. Duties and Taxes
Coming back from a U.S. shopping trip? Get the ins and outs of duties and taxes on your purchases.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
An energy-efficient "green home" could lower your utility bills and reduce your home’s greenhouse gas emissions.
Spring break will be here before you know it. Whether you’re thinking of a warm-weather getaway for your family or planning an epic trip with your…
Answering five questions newcomers may have about car loans in Canada to help get your first vehicle financed as smoothly and affordably as possible.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Auto loans are the most common way drivers buy cars. This rundown answers questions newcomers have about how to get a budget-friendly car loan.
Car financing for newcomers: How to get an auto loan and find your perfect vehicle as a newcomer to Canada
A new RBC Economics report looks at the career experiences of graduates that entered the workforce during a recession.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Here's how to navigate the challenges of finding a great home as a newcomer to Canada.
If you're new to a country, looking for work can be challenging. These ten steps can help.
Here are way for newcomers to Canada to help demonstrate their reliability to a landlord, even without a Canadian credit history or employment letter.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Understanding Lines of Credit as a Newcomer in Canada
A line of credit is a low-cost credit product that lets you use as much or as little of your credit limit as needed.
-
Bringing Money to Canada and Sending Money Overseas as a Newcomer
Whether you’re bringing funds to Canada with you or sending money back to your loved ones, here’s how to transfer money securely.
-
Top Ten Most Valuable Degrees in Canada
Find out the post-grad earning potential for the top Canadian university degrees.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
As a newcomer, networking will be helpful as you begin your job search in Canada. And it’s likely to play a role throughout your life as you…
A line of credit is a low-cost credit product that lets you use as much or as little of your credit limit as needed.
Understand Canada’s banking and financial environment and make financial decisions that are right for you.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Auto loans are the most common way drivers buy cars. This rundown answers questions newcomers have about how to get a budget-friendly car loan.
Car financing for newcomers: How to get an auto loan and find your perfect vehicle as a newcomer to Canada
A new RBC Economics report looks at the career experiences of graduates that entered the workforce during a recession.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
The place to start for homeowners considering buying a heat pump. Learn about heat pump technology, the cost to install, and available government…
Can clicking on a simple text message really lead to fraud? Follow this roadmap to see where a fraudulent text can lead.
If you’ve been a victim of fraud – or even a fraud attempt – reporting it can help protect yourself and others.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
How to Manage Debt Without Sacrificing Your Financial Goals
Should you pay down debt or save? With the right debt management strategy, it's possible to do both to reach your financial goals.
-
What Is Money and How Does It Drive the Economy?
Money is more than just the coins and bills tucked neatly in your wallet. What is money really?
-
4 Ways to Pay For School – Know All Your Options
If you've started – or you're about to start – your post-secondary education, you may be in the middle of figuring out just what your costs are going to be, and how you'll cover them.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
March is Fraud Prevention Month, making this an ideal time to take a moment and get familiar with today’s trends in fraud.
The top cyber threats to watch out for in 2023 — and how to help protect your business.
An energy-efficient "green home" could lower your utility bills and reduce your home’s greenhouse gas emissions.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Here are five people you should not share your data with.
Buying a home is a happy choice for many families, but it’s a big investment. Learn how optional mortgage protection insurance can help safeguard…
It's important to take steps to protect your personal information — and the good news is, these steps aren't difficult or time-consuming.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
It can feel overwhelming to embrace a world-changing technology without understanding its complexities and challenges. To set you up for AI success in…
March is Fraud Prevention Month, making this an ideal time to take a moment and get familiar with today’s trends in fraud.
These incentives, which aim to accelerate investments in clean energy and green technology, come amid a global race to fight climate change, with the…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Women Entrepreneurs: Making a Difference Through Leadership and Innovation
Discover the stories of some of the country’s most impactful business owners and get inspired by their entrepreneurial journeys.
-
Protect Your Business: 5 Common Fraud Scenarios to Watch Out for in 2024
March is Fraud Prevention Month, making this an ideal time to take a moment and get familiar with today’s trends in fraud.
-
5 Ways to Encourage Your Kids to Start Their Own Business
Many kids possess an entrepreneurial spirit. Here are creative ways to help them think about starting their own businesses one day.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
Green Circle Salons is a B Corp certified company that focuses on making beauty truly beautiful by helping salons.
Consumers are cooling their spending according to a recent RBC Consumer Spending Tracking report, which found that Canadians are choosing to stay home…
To help fast-track your AI journey, we’ve enlisted insights from two Canadian AI experts.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Shamira Jaffer has always been ahead of her time. As the world catches up to her ideas, her company has become a global leader.
As Executive Director of the CYAC of Kelowna, Ginny Becker steers a team focused on guiding vulnerable children towards brighter futures.
Action Against Hunger Canada, led by CEO Onome Ako, is at the forefront of tackling the relentless hunger crisis.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
In the intricate dance of managing finances as a couple, optimizing your retirement savings becomes one of the key dance steps. One sometimes helpful…
Exciting is not typically a word used to describe bonds or fixed income overall. But in 2024, that appears to be changing.
If you’re finding costs are growing but your wallet isn’t, check out these tips and tricks to hack your budget.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. Try this three-minute quiz to get the lowdown on your money mindset.
-
What is the TFSA Contribution Limit for 2024?
Every year, the Canada Revenue Agency (CRA) declares the annual TFSA contribution limit, which is indexed to inflation and then rounded to the nearest $500. What else should you know? Read on.
-
Do Bonds Have a Role to Play in Your Portfolio in 2024?
Exciting is not typically a word used to describe bonds or fixed income overall. But in 2024, that appears to be changing.
Are Money Matters keeping you up at night? What is the main reason?
- Being able to make ends meet (18.41%)
- Paying down debt (22.39%)
- My mortgage (9.15%)
- Saving for retirement (18.81%)
- Current economic environment (17.91%)
Peter Nguyen recalls what finances looked like in his house growing up with his parents, who came to Canada before he was born.
Learn how you can benefit from investing in tax-advantaged plans, such as a TFSA, RRSP and RRIF.
Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
One expert tells us how our investments can make money…almost effortlessly.
Few people know more about the importance of thinking big than Olympic athletes. Team Canada's Jordan Stewart shares money and life lessons every…
If there's a gift that keeps on giving, investing may very well be it. Here are five reasons why.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.
More from RBC
RBC Future Launch
Access programs, tools and resources designed to help you launch your career
The Founders Journey
Free online course for the aspiring entrepreneur within you
McGill Personal Finance Essentials
Free online course to take charge of your financial future